The annual budgeting process is a challenge for many banks. The resources which have to be made available, the many factors of influence which have to be taken into consideration, numerous process participants and multi-level interdependencies make this a complex task. The zeb/integrated.bank-planner is a versatile and flexibly configurable tool which supports you in the process of central and decentralized planning:
- The freely configurable return on investment (ROI) diagram enables you to operationalize the targets in a strategic benchmark plan.
- In simulation mode, you can calculate the components of an ROI diagram within the annual budget in advance. This provides you with detailed information about your bank's overall performance.
- A web client is provided for decentralized market sector planning. It enables simplified central planning, multi-level top-down processes, bottom-up market segment planning and matching in a counter-stream approach.
- The budget is drafted on a process-driven basis. The planning phases are individually defined and the process is tracked by the application.
- Planning values can be automatically specified or manually entered – either at overall bank or strategic business unit level, and distributed among the subordinated organizational units.
- Precise new business planning takes existing business, prolongations and new business into account on the basis of cash flows.